LOCKE YOUR LOAN
LOCKE YOUR LOAN
 

WHAT’S THE DIFFERENCE?

Home Loans vs Refinance

We offer low interest rates and a personalized Client Care.

 

Purchase a Home

Tailor-made loans for new house owners to purchase their dream house.

You can opt for different options without any hassle such as fixed or variable interest rates to match your own financing needs.

Refinance

Homeowners have the possibility to refinance their current mortgage payments.

Borrowers can choose hassle-free between a list of benefits to refinancing their mortgage.

@LOCKEYOURLOAN

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Home Loans

Choose the Mortgage Option of your choice! Locke Your Loan offers new homeowners tailor-made loans to help them purchase their dream house. We offer low-interest rates and a personalized Client Care. You can opt for different options without any hassle such as fixed or variable interest rates to match your own financing needs.

Conventional

  • As low as 3% Down

  • No Private Insurance with 20% Down

  • Flexible Term Options Available

 

VA Loans

  • Allows 0% Down Payment

  • No Mortgage Insurance Needed

  • Easier Credit Requirements

Non-QM

  • Alternative Income Verification

  • Ideal for Self-Employed Borrowers

  • Flexible Term Options Available

 

USDA

  • PMI is Included

  • Minimum FICO 640

  • Debt to Income less than 41%

FHA Loan

  • Initial Down Payment if 3.5%

  • Offers more flexible Credit options

  • Requires additional Mortgage Insurance

 

Refinance

  • Conventional

  • FHA and VA

  • Jumbo

Jumbo Loan

  • Higher Loan Amounts vs County

  • Higher Reserves Requirements

  • Flexible Term Options

 
 

What Paperwork Do We Need?

 

Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

We're here to make the home loan process a whole lot easier, because YOU MATTER!

We'll help you clearly see the differences between loan programs, allowing you to choose the right one for you whether you're a first-time homebuyer or a seasoned investor.

 

How do I BUDGET for a new home?