Take the First Step
to Home Ownership.
We specializes in helping homebuyers achieve their dreams of home ownership.
See if you qualify!
Low down payment
Even without a substantial down payment saved, you’ll find there are programs (such as the FHA loan program) that make it possible for you to become a first-time home buyer.
LOW INTEREST RATES
There’s no guarantee that interest rates are going to be this low forever. By getting out of the renter’s game and locking in low-interest rates, you can begin a lifelong journey of wealth building. Call and we can give quote current rates.
Loan Officers
Our experienced loan officers understand the various types of loans and can help you identify the best mortgage program for your needs and qualifications.
Three Easy Steps to Pre-Qualification
Don’t worry our experienced team have got this part down!
Step 1: Complete a loan application.
You’ve got two options: 1.) You can complete the entire application process online, or 2.) You can work one on one with a matched team member that can help guide you through the process. The choice is yours.
Step 2: Provide general income and asset
information.
We will verify your qualifications and determine the best loan program for you. They will carefully review the terms of the loan with you and issue YOUR OFFICIAL PREQUALIFICATION
Step 3: The home search is on!
Your prequalification puts you in a stronger position when you submit an offer, so you can begin searching for homes with the confidence that closing on your new home will be smooth sailing once your offer is accepted.
DON’T HAVE AN AGENT? We got you!
Frequently Asked Question (FAQ)
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Generally, a mortgage prequalification won’t affect your credit, but it is useful in determining how much you can borrow.
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The minimum credit score you need to qualify for a mortgage is largely dependent on the type of mortgage you’re looking to get. For example, a Federal Housing Administration, or FHA loan may require lower scores than one insured by a private lender.
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While having student loans do not always affect your eligibility for a mortgage any differently than other types of debt you may have (such as auto loans and credit card debt), large amounts of debt could impact your interest rates.
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In order to calculate your prequalification, we will need a few pieces of information, including your paystub, bank statement, and credit score.