Home Loans

Choose the Mortgage Option of your choice! Locke Your Loan offers new homeowners tailor-made loans to help them purchase their dream house. We offer low-interest rates and a personalized Client Care. You can opt for different options without any hassle such as fixed or variable interest rates to match your own financing needs.

Conventional

  • As low as 3% Down

  • No Private Insurance with 20% Down

  • Flexible Term Options Available

 

VA Loans

  • Allows 0% Down Payment

  • No Mortgage Insurance Needed

  • Easier Credit Requirements

Non-QM

  • Alternative Income Verification

  • Ideal for Self-Employed Borrowers

  • Flexible Term Options Available

 

USDA

  • PMI is Included

  • Minimum FICO 640

  • Debt to Income less than 41%

FHA Loan

  • Initial Down Payment if 3.5%

  • Offers more flexible Credit options

  • Requires additional Mortgage Insurance

 

Refinance

  • Conventional

  • FHA and VA

  • Jumbo

Jumbo Loan

  • Higher Loan Amounts vs County

  • Higher Reserves Requirements

  • Flexible Term Options